How many times have you needed a quick spike of cash and had nowhere to turn? I can think of a handful of moments its happened to me without trying. A flat tire, a forgotten bill (that now has a late fee), an accident on your dime, the possibilities are usually endless... in a bad way...
You need extra cash and you need it fast! Not tomorrow. Not next week. You need the money now. A lengthy bank application won't suffice, but a one hour payday loan will do the trick, nicely! These loans come to those who have a job and make a nominal monthly amount. Somewhere in the minimum neighborhood of $1000 - $1200 depending on which payday loan lender you query.
Where to turn and how to find the right lender? To the point, if you want a one hour payday loan (and you'll be searching online) then it better be during the day when you're looking. Otherwise a one hour loan experience turns into an overnight payday loan experience.
If you're checking your local neighborhood, you should be able to secure an advance payday loan before the day is through. Personally, I do recommend taking that route if your desperate for cash and unable to get what you need from a reputable online lender, in time.
To be frank, most online payday lenders will get you the cash you need in less than 24 hours. If you apply online, once approved, the money be credited to your regular savings or checking account usually by the following morning. Early morning loans can also be approved within an hour so it is often termed as 1 hour payday loans.
Need convenience? The online application is a great tool, since you can fill out the application in the privacy of your own home without embarrassment, without being hassled on your own schedule. You don't need great credit, so bad credit isn't an issue. Neither is "zero" credit. Almost anyone with a job can secure a swift payday advance
No documents are required. Simple telephone verification for proof of employment and a teletrak scan, in most cases, will do the trick. Normally, the lender asks for a number to call to talk to your employer to verify that you have been with the company for at least six months. Nothing too stringent and "most" payday advance lenders respect your privacy. Yes, you do need a bank account. Some lenders do savings accounts. Most accept only checking at the moment.
Payday loans are available to help you fulfill your immediate cash needs. A good rule of thumb: borrow only the money that your situation calls for since these loans have high interest rate. If you borrow more than you need, you may find yourself in trouble down the road.
Important final note: Pay back the loan on time since late payments will accrue high fines.
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